Privacy Policy | Cookie Policy
Our projections are based on historical outcomes, which will differ based on your
specific creditors and the terms of your individual program. Not all clients will
complete their program for various reasons, including their ability to save enough
funds. Insureguardian does not guarantee that your debts will be settled for a specific amount or
percentage or within a specific timeframe. We do not take on your debts, make monthly
payments to creditors, or offer tax, bankruptcy, accounting, legal advice, or credit
repair services. Our service is not available in all regions, and our fees may vary by
location.
Please consult a tax professional to understand the potential tax implications of
settling debt for less than the owed amount. It’s important to read and fully
comprehend all program materials before enrolling. Utilizing debt settlement services
can negatively impact your credit score, may lead to collections or legal actions by
creditors or collectors, and may increase the total balances of your enrolled accounts
due to the accumulation of fees and interest. However, the settlements we negotiate on
your behalf will resolve the entire account, including all accrued fees and interest.
ADVERTISER DISCLOSURES: Program durations range from 12 to 48 months. Clients who adhere
to the program and settle all their enrolled debt may realize approximate savings of 50%
before fees, or 30% including program fees, over 24 to 48 months. These figures are
based on enrolled debts. Not all debts qualify for enrollment. Not all clients complete
the program for various reasons, including their ability to save sufficient funds. Our
estimates are based on previous results, which will vary depending on individual
circumstances. The programs do not guarantee that your debts will be reduced by a
specific amount or percentage or that you will be debt-free within a specific period.
The programs do not assume consumer debt, make monthly payments to creditors, or provide
tax, bankruptcy, accounting, or legal advice or credit repair services. The programs are
not available in all states, and fees may vary by state.
Please consult with a tax professional to discuss the tax consequences of settlement. For
more information on bankruptcy, please consult with a bankruptcy attorney. Depending on
your location, programs may be available to recommend a local tax professional and/or
bankruptcy attorney. You may be subject to collections or lawsuits by creditors or
collectors. Your outstanding debt may grow due to the accrual of fees and interest.
Please read and understand all program materials prior to enrollment, including the
potential negative impact on your credit rating.
Certain types of debts are not eligible for enrollment. Some creditors do not negotiate
with debt relief companies and are not eligible for enrollment.
Insureguardian and its affiliates are not lenders, creditors, or debt collectors. This is not a
loan. Our representatives have assisted numerous consumers throughout their careers.